Payment Policy
Payment Policy
At Starnova Jewels, a store owned and operated by Worldwide Apparel Group LLC, we are committed to providing our customers in the United States with a secure, transparent, and seamless payment experience. This policy explains which payment methods we accept, how payments are processed, how your information is protected, and what to do if you experience any payment-related issue.
Accepted Payment Methods
We accept the following secure payment methods:
| Payment Method | Type |
|---|---|
| 💳 Visa | Credit / Debit Card |
| 💳 Mastercard | Credit / Debit Card |
| 💳 American Express | Credit Card |
| 🅿️ PayPal | Digital Wallet |
All payments are processed at the time of order confirmation. No order is dispatched before payment has been successfully authorized.
Payment Security
The security of your payment information is our highest priority. All transactions are processed through secure, encrypted payment providers compliant with the PCI-DSS (Payment Card Industry Data Security Standard).
Our website is protected by a valid SSL certificate, ensuring all data exchanged between your browser and our server is fully encrypted.
We never store your full credit card or payment details. All sensitive payment data is handled exclusively by our certified payment processors.
For more information on how we handle your personal data, please see our Privacy Policy.
Payment Confirmation
After your payment is successfully processed, you will receive an order confirmation email containing all relevant order details.
If you do not receive this email within 30 minutes of placing your order, please:
- Check your spam or junk folder.
- Verify that the email address entered at checkout is correct.
- Contact us at support@starnovajewels.com if the issue persists.
Failed or Declined Payments
If your payment is declined or cannot be processed, we recommend:
- Double-checking your card details (card number, expiration date, CVV).
- Ensuring your card is authorized for online purchases.
- Verifying that sufficient funds are available or that your spending limit has not been reached.
- Trying an alternative payment method.
- Contacting your bank or payment provider if the issue continues.
Currency & Sales Tax
All transactions on our website are processed in USD ($). Prices displayed are in US dollars and include any applicable sales tax calculated at checkout based on your shipping address.
If your bank or payment provider applies currency conversion fees or international transaction fees, these are entirely your responsibility and outside our control. We recommend checking your bank's terms before placing an order if you are paying from a non-USD account.
Applicable sales tax is calculated at checkout based on your delivery address and the tax laws of your state. The final tax amount will be clearly displayed before you confirm your order.
Payment Disputes & Chargebacks
If you notice an unauthorized charge or discrepancy related to a Starnova Jewels order, please contact us first at support@starnovajewels.com before initiating a chargeback or dispute with your bank or payment provider.
We are committed to resolving all payment issues quickly and fairly. Initiating a chargeback before contacting us may delay resolution and could affect your ability to place future orders.
If your issue cannot be resolved directly with us:
- US customers: You may contact the Federal Trade Commission (FTC) or follow your card issuer's dispute resolution process.